| Sr. |
Particulars |
Existing Rate |
| 1 |
Housing Loans |
|
| |
(a) Upto Rs. 15.00 Lacs |
10.25% |
| |
(b) Above Rs 15 Lacs upto 30 Lacs |
10.00% |
| |
(c) Above Rs 30.00 Lacs |
09.25% |
| 2 |
Vehicle Loans |
|
| |
(a) Personal Use |
11.00% 11.50%12.00% 3yer. 4yer. 5yer |
| |
(b) Truck, Taxi, LCV. |
13.00% |
| |
(c) Riksha |
11.75% |
| 3 |
Personal Surety Loans |
15.50% |
| 4 |
Gold Loans |
13.00% |
| 5 |
Loans for Consumer Durables |
15.50% |
| 6 |
Cash-Credit |
14.00% |
| 7 |
Loans against LIC Policies |
13.00% |
| 8 |
Loans against NSCs/KVPs/IVPs |
13.00% |
| 9 |
Loans for repairs/Renovation of own House |
13.00% |
| 10 |
Loans agains Bank's Term Deposit |
|
| |
(a) For General Public |
2.00% over interest rate of term deposite receipt |
| |
(b) For Education Institution & Professionals |
1.00% over interest rate of term deposite receipt |
| 11 |
Education Loans |
14.00% |
| 12 |
Loans For Tourism Purpose |
15.50% |
| 13 |
Loans For SSI and cottage industries |
13.50% |
| 14 |
Loans For Educational Institution |
13.00% |
| 15 |
All Other Terms Loans |
14.50% |
| 16 |
Loan /Cash Credit against Property |
15.25% |
| 17 |
Builders & Developers |
16.00% |